Financing Assistance for Your Outdoor Dreams
Whether you're upgrading to a premium BBQ, adding a cozy fireplace, or building the ultimate outdoor kitchen, our flexible financing options let you get what you want today — and pay on your terms. We partner with two trusted Canadian financing providers: Affirm for online shoppers, and FinanceIT for customers visiting our store.
Online Financing
Affirm
Affirm is our online financing partner, available at checkout on our website. It's a buy now, pay later solution that gives you the flexibility to split your purchase into manageable payments — with no hidden fees or surprises.
Eligibility Requirements
To use Affirm you will need: a Canadian mobile phone number and email address, a Canadian bank account or Visa/Mastercard debit card, and to be the age of majority in your province or territory. Checking your eligibility does not affect your credit score.
How to Apply at Checkout
When you're ready to make your purchase, simply follow these steps during the checkout process:
Add your items to your cart and proceed to checkout on our website.
Select Affirm as your payment method.
Enter your mobile number and email — Affirm will instantly assess your eligibility.
Review your personalized payment plan and confirm your purchase.
Make payments monthly or bi-weekly through the Affirm app or at affirm.ca.
Key Details: Rates range from 0% to 31.99% APR based on your creditworthiness and purchase amount. You can split purchases between $30 and $30,000 into either 4 interest-free bi-weekly payments ("Pay in 4") or monthly installments over up to 36 months. For example, an $800 purchase could be split into 12 monthly payments of approximately $72 at 15% APR, or 4 payments of $200 every two weeks at 0%. Your exact terms will always be shown before you confirm anything.
In-Store Financing (Ottawa & Gatineau)
FinanceIT
FinanceIT is available exclusively at our National Capital Region store locations. It's a point-of-sale financing solution ideal for larger purchases, offering extended loan terms and promotional interest rate options.
Eligibility Requirements
To apply you will need: your name, date of birth, address, gross income, and employment information. No extensive paperwork is required — you can verify your identity by logging in to your online banking. Approval decisions are provided in seconds.
How to Apply
Visit one of our Ottawa or Gatineau store locations.
A team member will walk you through the application — it takes just a few minutes.
Receive an instant credit decision. If approved, review your plan and confirm.
Make weekly, bi-weekly, or monthly payments automatically from your bank account.
Key Details: FinanceIT financing is available on purchases from $500 up to $100,000. Loan terms range from 12 months to 20 years, with payment schedules available weekly, bi-weekly, or monthly. Promotional offers — including 0% interest for 12, 18, or 24 months and deferred payment options — may be available depending on current promotions. Standard rates vary based on your credit profile. Funds are transferred to the store within 2 business days of approval.
Your Information Is Safe
Both Affirm and FinanceIT use bank-grade encryption technology to protect your personal and financial information throughout the application and repayment process. Affirm is operated by Affirm Canada Holdings Ltd. FinanceIT is operated by FinanceIt Canada Inc., a Toronto-based company with an A+ rating from the Better Business Bureau.
Questions
Frequently Asked Questions
With Affirm, checking your eligibility uses a soft credit check and will not affect your credit score. FinanceIT performs a credit check as part of its approval process, which may have a minor impact on your score.
Yes — both Affirm and FinanceIT allow you to pay off your full balance at any time with no prepayment penalties or extra charges.
You can still complete your purchase using any standard payment method. Our team is happy to help you explore your options — including whether a different financing plan or purchase amount might qualify.
In most cases, yes. Financing can be applied to qualifying regular and sale-priced items. Ask a team member for details on specific products or current promotions.
Affirm accepts pre-authorized debit (PAD) from a Canadian bank account, and Visa or Mastercard debit cards. For the Pay in 4 option, Visa, Mastercard, Amex, or Discover credit cards may also be accepted. Prepaid cards are not accepted.
Currently, FinanceIT financing is offered only at our National Capital Region store locations. Customers outside this area can use Affirm online at checkout on our website.
Still Need Help?
Still have questions? Contact Customer Service:
📞 1-800-606-7879
📧 support@bbqing.com
Last Updated: March 13, 2025
